I've been taking some photoshop classes with Jessica Sprague. Wow, that woman knows a LOT about photoshop and her classes are amazing! I highly recommend them. :)
Kit by Oscraps
Papers: Ashalee Wall (black and green overlaid paper) and Danielle Young (blue palm tree paper)
Embellishments: Debra Tope - frame and lined paper
Font: Myrian
